Insights and Initiatives

India’s Neobanks Redefining Banking for Financial Inclusion and Digital Transformation

By Aishwarya Potphode
he rise of neobanks has introduced a significant shift in the global banking sector, with India emerging as a key player in this transformation. Neobanks, which operate exclusively through digital platforms without any physical branches, utilize cutting-edge technologies like artificial intelligence, blockchain and data analytics to offer seamless, personalized banking experiences…

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Aligning Election Manifesto with Sustainable Development Goals

By Dr. Smruti Smita Mahapatra, Dr. Shivani Das, Dr. Ravia Gupta
Election manifestos represent the political standing of parties and are often discussed, debated, and compared during elections. The manifestos of political parties, released before every election, are the only documents that authentically explain the position of each political party…

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Democracy in Action: Political Representation and Its Challenges

By Amit Kumar Arya
In India, the complexity of political representation is shaped by the country’s diversity in terms of caste, religion, language, and regional identities (Jaffrelot, 2011). With over 1.4 billion people spread across various social strata, the country’s democratic mechanisms face challenges in ensuring fair and inclusive representation (Yadav & Palshikar, 2009)…

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The Power of the People: Assessing Voter Participation in Nepal’s Political System

By Prof. Dr. Arhan Sthapit & Dr. Rashesh Vaidya
Elections are vital to democracy, ensuring representation, peaceful transitions, and stability. They resolve conflicts and legitimise leadership. However, dissatisfaction among youth voters due to political infighting and slow governance has created negative perceptions. Social media significantly impacts political engagement, and educating new voters is essential for strengthening democracy and fostering informed participation…

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Understanding the Multidimensional Nature of Sustainability in Daily Wage Workers

By Kaushiki Awalla, Aryan Aken, Ramchandra Jadhav, Bhushan Kindarle, Nikhil Kharmale and Dr. Waseem Khan
Daily wage workers are a crucial component of the workforce, yet their experiences are often under-explored. This study investigated their experiences through a combined approach of quantitative and qualitative analysis. A questionnaire was administered to 150 daily wage workers, exploring their work environment, well-being, and access to support…

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Bridging the Gap: The Role of Women in Promoting Environmental Sustainability Through Infrastructure Development

By Dilpreet Kaur & Rachna Rai
This article delves into the integration of environment sustainability, Women, and Infrastructure Development, which are essential pillars for sustainable and inclusive economic growth and development. This article will emphasise the women initiative showcasing how gender inclusion in these sectors can enhance the effectiveness of the development outcomes…

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