Insights and Initiatives

By Prof. Dr. Arhan Sthapit & Dr. Rashesh Vaidya
The rapid expansion of Nepal’s digital marketplace has heightened the need for an effective and responsive consumer protection regime. Grounded in the Consumer Protection Act, 2018, Nepal’s legal framework guarantees fundamental consumer rights, including safety, access to information, choice, and redress. Enforcement is shared among multiple regulators, notably the Department of Commerce, Nepal Rastra Bank, and the Nepal Insurance Authority…

By Balveer Singh Sidhu
The story behind the numbers, a survey of 400 families in Punjab reveals that the true cost of road accidents is measured not in broken bones, but in broken futures, pushing households into an inescapable cycle of debt…

By Dr. Sharif Mohd.
Over the past decade, the traditional belief of ownership, which was once considered a fundamental indicator of economic security and social status, has begun to fade. People everywhere are realizing that having a house, a car, or even a fancy fridge is not the only way to show you have made it…

By Dr. Firdous Ahmad Malik
Greenwashing as an act of making claims to the environmental credentials of products or company practices which are exaggerated or misleading has been an increasing issue in sustainability environment in India…

By Dr. Samriti Mahajan
In the intricate tapestry of an economy, consumers are the fundamental weavers, their purchasing decisions shaping markets, driving production, and influencing policy. However, the consumer is not a monolithic entity. Gender profoundly influences consumption patterns, financial behavior, and vulnerability to market failures…

By S. Barnard
Digital transformation has reshaped modern society, but it has simultaneously expanded the playing field for cybercriminals. In South Africa, where internet banking, mobile payment services, and cryptocurrencies are increasingly integrated into daily life, malicious actors exploit these systems for personal and financial gain…

By Sreeram Harshitha & Shahid Amin
India, with a population exceeding 1.4 billion and a leading position among the world’s largest agricultural producers, faces a pressing challenge: feeding a rapidly growing population while managing the impacts of climate change. Agriculture is the backbone of human survival because it provides food and nutrition for a healthy and active life…

By Prof. Dr. Durmuş Çağrı Yıldırım
In recent years, the global economic balance has been treading a fine line between significant uncertainty and imbalance. The influence of major global players appears to be very strong. However, it is also evident that some players have a relatively significant influence…

By Prof. Dr. Seda Yıldırım
One of the biggest problems of the present day is the conflict between climate change and sustainability. It necessitates adaptation to practices that require long-term and permanent transformations to combat climate change…