Insights and Initiatives

By Rajesh Kumar, Dr. Firdous Ahmad Malik and Dr. Anand Jaiswal
he paper focuses on the structural development of Centre-State fiscal relations in India through three parallel official sources of information, namely, the Reserve Bank of India State Finances. A Study of Budgets 2025-26 (Reserve Bank of India, 2026), the Report of the Sixteenth Finance Commission to 2026-31 (Finance Commission of India, 2025/2026), and Further macroeconomic background is elicited by Economic Survey 2025-26 (Ministry of Finance Economic Survey, 2026)…

By Dr. Dimitra Skandali
Universities are central to knowledge-based economies because they generate research, develop human capital, shape policy agendas, and foster innovation. Yet their contribution to development depends not only on academic output but also on the ethical quality of the institutional environments in which knowledge is produced…

By Dr. Samriti Mahajan
This paper explores the emergence of the “geopolitical consumer,” where purchasing behavior increasingly reflects political identity, national interests, and global power dynamics rather than purely economic considerations…

By Prof. (Dr.) Mehak Jonjua
This paper analyzes the evolving geopolitical conflict among Iran, Israel, and the United States, highlighting its transformation from ideological rivalry to active military confrontation in 2025–2026…

By Shahriar Alam Mehedi Tapadar
Elections stimulate political growth by increasing institutional strength, accountability, and participation, but worldwide trends show that they are susceptible to polarization and manipulation…

Human Development in an Era of Geopolitical Turbulence A Critical Reflection Dr. Firdous Ahmad Malik, Assistant Professor of Economics, Department of Business Administration,University of PeopleUSA Human development has always been interpreted as the upsurge of freedom, possibilities, and capacities of people to live dignified and meaningful life. However, in the current international environment characterized by the

Rural Development can Ensure the Growth of Nations Shahidur Rahman Shakib Computer Science and EngineeringMD Saidur RahmanAssociate Professor, Business AdministrationMetropolitan University, Bangladesh Abstract Rural development means that which development apply a major role in marginalized people economic growth by decreasing poverty, creating employment, make opportunity and provide advantage living in rural areas people. The advantage

By Prof. Dr. Arhan Sthapit & Dr. Rashesh Vaidya
The rapid expansion of Nepal’s digital marketplace has heightened the need for an effective and responsive consumer protection regime. Grounded in the Consumer Protection Act, 2018, Nepal’s legal framework guarantees fundamental consumer rights, including safety, access to information, choice, and redress. Enforcement is shared among multiple regulators, notably the Department of Commerce, Nepal Rastra Bank, and the Nepal Insurance Authority…

By Balveer Singh Sidhu
The story behind the numbers, a survey of 400 families in Punjab reveals that the true cost of road accidents is measured not in broken bones, but in broken futures, pushing households into an inescapable cycle of debt…

By Dr. Sharif Mohd.
Over the past decade, the traditional belief of ownership, which was once considered a fundamental indicator of economic security and social status, has begun to fade. People everywhere are realizing that having a house, a car, or even a fancy fridge is not the only way to show you have made it…