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India’s Neobanks Redefining Banking for Financial Inclusion and Digital Transformation

By Aishwarya Potphode
he rise of neobanks has introduced a significant shift in the global banking sector, with India emerging as a key player in this transformation. Neobanks, which operate exclusively through digital platforms without any physical branches, utilize cutting-edge technologies like artificial intelligence, blockchain and data analytics to offer seamless, personalized banking experiences…

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The Power of the People: Assessing Voter Participation in Nepal’s Political System

By Prof. Dr. Arhan Sthapit & Dr. Rashesh Vaidya
Elections are vital to democracy, ensuring representation, peaceful transitions, and stability. They resolve conflicts and legitimise leadership. However, dissatisfaction among youth voters due to political infighting and slow governance has created negative perceptions. Social media significantly impacts political engagement, and educating new voters is essential for strengthening democracy and fostering informed participation…

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From Skill Development to Digital Transformation: Employment Provisions in India’s 2024-25 Budget

By Mr. Uday Umachagi & Prof. Smita Nadiger
The budget for the financial year 2024-25 aims to balance economic growth with fiscal prudence, focusing on infrastructure development, social welfare, and digital transformation. Key allocations include significant investments in transportation, healthcare, and education to drive long-term growth…

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Broader Financial Inclusion with National Pension Scheme ‘Vatsalya’: A Comprehensive Analysis with Reference to the Union Budget of India-2024

By Ms. Atiba Batul
The National Pension Scheme Vatsalya, as introduced in the Union Budget of India 2024, represents a pivotal step towards ensuring financial security and dignity for the elderly. Its comprehensive design, coupled with strategic budgetary support, positions it as a cornerstone of India’s social security framework…

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Employment and Skilling Initiatives in the 2024 Union Budget: Strategies for Achieving ‘Viksit Bharat

By Mr. Babajan Desai & Prof. Smita Nadiger
The 2024 Union Budget of India prioritizes achieving “Viksit Bharat” through robust employment and skilling initiatives. Key measures include establishing working women hostels, providing wage support for new employees, and implementing incentives for EPFO contributions…

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